AEGORAAustralian European Property Exchange
AEGORA GuidesGuide 06 of 08 · Finance

European Finance

How Australians typically fund a European purchase, and the currency questions that follow.

Framework — requires verificationGeneral information for orientation only, not advice.

01

Three broad funding routes

Most Australian buyers fund a European purchase in one of three ways, or a combination.

  • Australian lending secured against Australian assets
  • Local European mortgage lending in the country of purchase
  • Cash transfer of existing funds, converted at the time required
02

What local lenders usually examine

Non-resident lending exists in several European markets but is assessed case by case, with lower loan-to-value ratios and documentation requirements that take time to satisfy.

03

Currency exposure is a real cost

Between offer and completion, movement in AUD/EUR can change your effective purchase price. Any AUD figure shown on AEGORA is indicative only and not a quote.

04

AEGORA's position

AEGORA is a marketplace and does not provide credit assistance, finance, foreign exchange or financial product advice. Speak with an appropriately authorised Australian professional about your own circumstances.

About this guide

This guide is general information prepared for orientation and requires verification for your circumstances. AEGORA is a marketplace and does not itself provide legal, tax, immigration, finance, foreign exchange or settlement services.

AEGORA Guides

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Buying European Property

How a European purchase typically unfolds, the parties involved, and the checks that matter before you commit.

Selling European Property

For Australian residents who own, inherited or let European property and want to reach Australian buyers.

Inheritance & Succession

Inherited European property is one of the most common reasons Australians come to AEGORA — and the most document-heavy.

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